SR&ED tax credit

Get the credit you're already owed.

You probably already know, but the Scientific Research and Experimental Development (SR&ED) credit is the largest source of R&D funding in Canada. Most growing companies qualify. Few claim the full amount. We pull out every dollar that's yours.

Refundable up to 35 percent on the first CAD 3M of eligible spend for a Canadian-controlled private corporation.

In plain English

The government refunds part of what you spend on R&D. Most companies miss it.

Building software no one else has built. Prototyping hardware. Running engineering experiments. If your team is solving a technical problem with an uncertain outcome, the work is likely eligible.

The catch: the claim requires a precise technical narrative, careful cost tracking, and documents the CRA actually accepts. That's the part most teams get wrong, and the part we do best.

See if you qualify →
35%
Refundable rate for CCPCs on the first CAD 3M of eligible spend
CAD 4B+
Paid out every year, across 16,000 businesses
182k
Average claim we file for a growth-stage SaaS team
What qualifies

Four kinds of work the CRA pays you back for.

If your team is solving a technical problem with no obvious answer, you are probably doing SR&ED. Even when the project fails, the work still counts.

Custom software development

Building features no off-the-shelf product solves. New algorithms, performance breakthroughs, scaling problems with no obvious answer.

Examples
Realtime sync at scaleNew ML pipelinesUnproven architecture

Hardware and firmware

Prototyping new devices, sensors, or embedded systems. Bench tests, calibration rigs, board respins to chase a technical target.

Examples
Sensor calibrationNew PCB designFirmware experiments

Process and manufacturing

Improving a production line, materials science, or industrial control loops in ways no published recipe covers.

Examples
Yield improvementsNew materials trialsControl system tuning

Engineering experiments

Structured trial-and-error to test a hypothesis with an uncertain outcome. Failed paths qualify too, if documented well.

Examples
Bench testingSimulation runsDocumented failures

Routine work doesn't qualify. Standard CRUD, vendor integrations without technical uncertainty, and ordinary bug fixes are out. We'll tell you the difference before you spend on the claim.

How filings work

A claim built across the year, not crammed at the deadline.

Capture eligible work the week it happens and the claim almost writes itself. That's the rhythm we run with every SR&ED client.

  1. 01
    Throughout the year

    Project capture

    We identify eligible work as it happens, not at year-end. Engineers spend 15 minutes a month, not a frantic week in February.

  2. 02
    After year-end

    Technical narrative

    We draft the engineering write-ups and project descriptions the CRA actually wants to read. You review and approve, no rewriting.

  3. 03
    In parallel

    Costing and forms

    We attach hours, salaries, contractor fees, and materials. The T661, the T2 SCH 31, the provincial schedules — all built, tied to the books.

  4. 04
    And after

    File and defend

    We file with your T2 and stand behind the claim. If the CRA asks follow-up questions or schedules a review, we respond, not you.

Proof from people doing it

Exactly how we solve the problems keeping you up at night.

"

Growth almost killed us, twice. We had a million dollars in invoices that weren't coming in, and the Numinor CFO team showed up with strategies. A year later, our consultants are booking 20 percent more revenue.

NicoleFounder, professional services
"

Numinor helped us close our last round. They built the data room that closed the financing. The biggest reason I'd recommend them: I spend less time in the business and more time on the business.

KatieCEO, technology startup
"

Four weeks between incorporation and our first close. Our investors keep asking why our books are always on time and so easy to pull. The answer is: that's just how Numinor works.

NicoleFounder, software
Frequently asked

SR&ED questions, plainly answered.

Have one we have not covered? Email the team and we will come back within a business day.

Probably not. Pre-revenue startups are some of the most successful SR&ED claimants because the refund is in cash, not just a tax offset. If you spent on engineers in 2025, there's likely a claim to make.

Flat fee on scoped engagements. We give you the quote up front, after a short call to size the likely claim. No contingency, no surprise invoices once the refund lands.

Yes, within the 18-month window after your fiscal year-end. If you've left money on the table in the last two years, there's still time. We scope it as a one-time project.

We respond on your behalf, with the working papers and technical write-ups already in place. The CRA reviewer talks to us, not to your engineers. We stand behind every claim we file.

Refunds typically arrive eight to twelve weeks after filing if there's no review, and three to six months if there is. We file as soon as your year-end is closed to start the clock as early as possible.

Accounting consultation

Stop worrying about the CRA. Start focusing on your product.

Book a complimentary strategy call. We'll look at your current stack, give you a monthly cost estimate, and show you how to extend your runway. No pressure, no commitment. If we're not a fit, we'll say so.

Cheers,
The Numinor team

Book your call

Twenty minutes. Real answers. No pitch deck.

Free. Twenty minutes. We'll tell you if we're not the right fit.