For small businesses

Run the business. We'll run the books.

Bookkeeping, tax, and advisory for Canadian small business owners. Bakeries, dental practices, agencies, trades, retail. The work behind the work, done by people who understand your industry.

One firm, every season. Monthly books, year-end tax, the call when payroll feels too heavy. One number to call.

Sectors we serve

Industry-specific accounting, not one-size-fits-all.

We've worked the chart of accounts for restaurants, dental practices, contractors, and dozens of others. The category structure, the deductions, the audit traps already known.

Trades and contractors

Subcontractor classification, T5018 slips, multi-province sales tax, job costing. The audit traps every trade business hits, handled.

Common clients
Electrical · HVAC · Construction · Plumbing

Retail and DTC

Inventory accounting, multi-channel sales reconciliation, GST/HST across provinces, point-of-sale to QuickBooks sync.

Common clients
Brick-and-mortar · Shopify · Etsy · Wholesale

Professional services

Project-based billing, work-in-progress accounting, partner draws, profitability by client. The metrics services firms actually run on.

Common clients
Consultancies · Agencies · Architects · Engineers

Food and hospitality

Tip pooling, prime cost tracking, multi-location consolidation, sales tax on food versus alcohol. The full restaurant chart of accounts.

Common clients
Restaurants · Cafes · Bakeries · Catering

Health practices

Practitioner draws, association dues, insurance billing reconciliation, multi-location consolidation. The compliance side of healthcare ownership.

Common clients
Dental · Physiotherapy · Veterinary · Chiropractic

Trades-to-services

Mixed businesses where services and product blur. We sort the revenue streams properly and keep the books clean across both sides.

Common clients
Salons · Auto repair · Equipment rental · Studios

Industry not on the list? Tell us what you do. A short call tells us whether we are a fit, and we will say so on the call either way.

Owner questions, every week

The questions running through every owner's head at 11pm.

The kind of questions a generic bookkeeper shrugs at. We answer them on the next call.

Scenarios we handle every week
01

"Why does the bank balance keep dropping when the books say we are profitable?"

KM
Owner-operatorRetail boutique
02

"My contractor wants to be paid as a subcontractor. Will the CRA buy that?"

RP
Trade businessHVAC, Hamilton
03

"Can I afford to pay myself a real salary, or should it stay dividends?"

JF
FounderConsultancy, 6 staff
04

"We are opening a second location. What changes about the books and the tax?"

AL
Multi-locationRestaurant group
From the bench

Real owners. Specific outcomes.

Three quick snapshots of where small businesses were when they came in, and where they landed within twelve months.

Dental practice
Before

Two years of CRA notices stacked on the office desk.

After

Notices cleared, T2 caught up, practitioner draws restructured.

3 chairs · 6 staff · Mississauga
Contractor, residential
Before

Subcontractor classification risk on 14 trades. No T5018s filed.

After

CRA-ready records, slips filed, audit risk down to negligible.

CAD 2.4M revenue · Hamilton
Two-location restaurant group
Before

Books split across two bookkeepers. Tip pooling untracked.

After

One ledger, consolidated reporting, profit by location every Friday.

28 employees · Waterloo
Proof from people doing it

Exactly how we solve the problems keeping you up at night.

"

Growth almost killed us, twice. We had a million dollars in invoices that weren't coming in, and the Numinor CFO team showed up with strategies. A year later, our consultants are booking 20 percent more revenue.

NicoleFounder, professional services
"

Numinor helped us close our last round. They built the data room that closed the financing. The biggest reason I'd recommend them: I spend less time in the business and more time on the business.

KatieCEO, technology startup
"

Four weeks between incorporation and our first close. Our investors keep asking why our books are always on time and so easy to pull. The answer is: that's just how Numinor works.

NicoleFounder, software
Frequently asked

Owner questions, plainly answered.

Have one we have not covered? Email the team and we will come back within a business day.

Almost certainly. We serve owners running CAD 250K to CAD 20M in annual revenue, in dozens of industries. Book a call and we will tell you on the spot whether we are a fit.

Yes. Every account has a named lead and a named backup, so you always have one person to talk to and never have to wait for vacations to end. The same person knows your business, your bank balance, and your filing schedule.

Carefully, with your tax return in mind. We model the trade-off every year, factoring in your personal income, RRSP room, CPP contributions, and the corporate tax rate. One plan, one advisor.

That's normal. We do a one-time clean-up before the monthly engagement starts, scoped flat. Quote up front, target date locked, books caught up before the first close runs.

No. We work in QuickBooks, Xero, Wave, and Sage, plus the operational tools your industry runs on. We come to your stack, not the other way around.

Accounting consultation

Stop worrying about the CRA. Start focusing on your product.

Book a complimentary strategy call. We'll look at your current stack, give you a monthly cost estimate, and show you how to extend your runway. No pressure, no commitment. If we're not a fit, we'll say so.

Cheers,
The Numinor team

Book your call

Twenty minutes. Real answers. No pitch deck.

Free. Twenty minutes. We'll tell you if we're not the right fit.